01 · Your timing
Start with where you are.
Tell us when you turn 65, whether you’re working, and what coverage you have now. We’ll help you identify the enrollment questions to address.
A milestone worth celebrating
Turning 65?
Let’s make Medicare feel simpler.
Enjoy your next chapter. Our family team can help you understand when to enroll, what to consider, and how to take the next step.
Personal guidance. No pressure. No cost to you.
Start with the timing
Your birthday is a good place to begin.
If you’re first eligible for Medicare at 65, your Initial Enrollment Period generally lasts seven months.
- 3 months beforeyour birthday month
- Your birthday monththe month you turn 65
- 3 months afteryour birthday month
Enrollment dates and coverage start dates are different. If your birthday is on the first of the month, your timing shifts earlier. Check your dates with Medicare.gov, or let’s talk through your situation.
Still working or covered through a spouse?
Your current employer coverage can affect when you need Medicare. Before delaying enrollment, check with the employer’s benefits administrator. Employer size and coverage type matter; COBRA and retiree coverage don’t work the same way as coverage through current employment. Read Medicare’s guidance on working past 65.
One step at a time
A conversation built around you.
You don’t need to know all the Medicare terms before we meet. We’ll help you work through the questions.
02 · Your priorities
Talk about what matters.
Think about your preferred doctors, prescriptions, travel, and budget. These details help guide a conversation about coverage options.
03 · Your next step
Make sense of your options.
We can explain Medicare Advantage, Medicare Supplement, and prescription drug coverage, and help you compare the plans we represent.
Let’s get acquainted
A little guidance.
More room to celebrate.
Have a question about turning 65? Send our family team a note, call, or choose an agent to speak with.
Our guidance comes at no cost to you. We are compensated by the insurance carriers we represent.
Explore our Medicare resources →